Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
Outstanding |
New business |
|||||||
|---|---|---|---|---|---|---|---|---|
|
Sight deposits |
Time deposits |
Other loans |
Secured loans |
Time deposits |
Other loans |
Secured loans |
||
| 2025 | Jun | 1.91 | 3.57 | 8.61 | 3.88 | 4.02 | 8.42 | 4.34 |
| Jul | 1.89 | 3.53 | 8.58 | 3.88 | 3.84 | 8.28 | 4.28 | |
| Aug | 1.84 | 3.49 | 8.59 | 3.89 | 3.79 | 8.32 | 4.26 | |
| Sep | 1.81 | 3.42 | 8.62 | 3.89 | 3.82 | 8.34 | 4.19 | |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
Outstanding |
New business |
|||||
|---|---|---|---|---|---|---|
|
Sight deposits |
Time deposits |
Loans |
Time deposits |
Loans |
||
| 2025 | Jun | 2.25 | 3.73 | 6.17 | 3.74 | 5.94 |
| Jul | 2.25 | 3.70 | 6.14 | 3.70 | 5.80 | |
| Aug | 2.12 | 3.60 | 5.98 | 3.54 | 5.68 | |
| Sep | 2.07 | 3.53 | 5.97 | 3.49 | 5.54 | |
Chart 1: Effective interest rates on individuals deposits
Per cent
Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Per cent
Not seasonally adjusted
