Key points
Commentary on this data is now incorporated into the Money and Credit statistical release to facilitate analysis.
Table A: Effective interest rates paid/received on individual's balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
Outstanding |
New business |
|||||||
|---|---|---|---|---|---|---|---|---|
|
Sight deposits |
Time deposits |
Other loans |
Secured loans |
Time deposits |
Other loans |
Secured loans |
||
| 2024 | Apr | 2.12 | 3.88 | 8.18 | 3.57 | 4.40 | 9.01 | 4.74 |
| May | 2.14 | 3.92 | 8.18 | 3.61 | 4.43 | 8.93 | 4.79 | |
| Jun | 2.11 | 3.96 | 8.27 | 3.65 | 4.44 | 8.93 | 4.82 | |
| Jul | 2.14 | 3.97 | 8.30 | 3.69 | 4.42 | 9.14 | 4.81 | |
Table B: Effective interest rates paid/received on PNFC balances by UK MFIs (excluding central bank)
Per cent
Not seasonally adjusted
|
Outstanding |
New business |
|||||
|---|---|---|---|---|---|---|
|
Sight deposits |
Time deposits |
Loans |
Time deposits |
Loans |
||
| 2024 | Apr | 2.70 | 4.63 | 6.87 | 4.60 | 6.97 |
| May | 2.72 | 4.62 | 6.88 | 4.60 | 7.18 | |
| Jun | 2.72 | 4.60 | 6.92 | 4.60 | 6.85 | |
| Jul | 2.77 | 4.58 | 6.88 | 4.57 | 6.90 | |
Chart 1: Effective interest rates on individuals deposits
Per cent
Not seasonally adjusted
Chart 2: Effective interest rates on individuals loans
Per cent
Not seasonally adjusted
