Specialist mortgage institutions: monthly analysis of lending to individuals, individual trusts and housing associations (MM) return

Details about the specialist mortgage institutions: monthly analysis of lending to individuals, individual trusts and housing associations (form MM) return including deadlines, instructions, and contact details.

Key facts

Data to be reported:

Who has to report:

Institutions other than banks and building societies with a balance of over £100mn of secured lending or institutions specifically requested to do so by the Bank of England.

Check who needs to submit returns

Data uses:

Multiple, including:

Frequency:

Monthly

Coverage: Go to reporting criteria to find detailed calculations used to determine eligibility

Deadlines

Firms need to report figures as at the last calendar day of the reporting period.

Go to reporting criteria to download deadlines for all returns for all available years.

Reporting period Reporters impacted Deadline
(5pm UK time)
Concessionary deadline
(5pm UK time)

Deadlines for 2025 will be released in October 2024.

 

Instructions

Overview of reported data

This return captures reporting institutions’ secured and unsecured lending. It includes:

  • secured loans (in sterling and euro) to individuals and individual trusts secured on residential properties (both freehold and leasehold) which are or will be occupied by the borrower, or which are rented (i.e. let to others)
  • loans secured on property where the occupier works at home but no structural alterations are required to return the property to full residential use
  • bridging finance (both secured and unsecured)
  • all balances with and funds lent to individuals and individual trusts on an unsecured basis (including credit cards)

It also captures:

  • currency breakdowns – sterling and euro – with foreign currencies to be reported in sterling
  • breakdown into first and other mortgages.

In every return firms also need to include:

  • their company name
  • their legal entity identifier (LEI) or firm reference number (FRN)
  • the first day of the reporting period
  • the last day of the reporting period

Core documents

You can find detailed instructions in the documents below. 

Specialist mortgage institutions: monthly analysis of lending to individuals, individual trusts and housing associations (MM) specific documents

Document

Notes for MM reporters Last updated
BoE statistics data point model (DPM) 1.3.0 (ZIP)

A folder containing two documents for defining all statistical reporting: annotated templates and a data dictionary

The Table of Contents worksheet in the annotated templates shows reporting templates relating to form MM

24 Oct 2022
MM definitions (PDF)
Includes details of what’s in scope and definitions of MM-specific terms May 2013
BoE statistics validations 1.3.0 (XLSX)

Business validations for cross-checking data points within form MM and the suite of other statistical returns

View column O for a clearly worded description

24 Oct 2022
Form SPV worked examples (PDF)
Includes detailed instructions on reporting special purpose vehicles.
8 Oct 2020

All statistical returns

Document Notes for all reporters Last updated
Classification of accounts guide (PDF)
Includes detailed guidance on how to classify counterparties plus country lists 24 Apr 2024
General notes and definitions (PDF) Includes an introduction to preparing returns and definitions of common terms 24 Apr 2024

Box codes and related documents

These documents were used as part of a previous reporting method (XML) and are no longer applicable to XBRL reporting. They are still available to help firms as we transition to the new ways of working.

This page was last updated 17 April 2024