LPQVVXS

Notes:

[a] From December 1995 to August 1997, subsidiaries set up to take deposits in the Channel Islands & Isle of Man were classified as "building societies"; their balance sheets were consolidated with those of their parents and included in these data. From Sept 1997 the Channel Islands & Isle of Man were reclassified as non-residents, the balance sheets of these subsidiaries have been deconsolidated from those of their parents and are excluded from these data. See explanatory notes for further details.

[b] Amounts outstanding are not adjusted for breaks; however, certain break-adjusted levels series are available on request.

[c] May include the effects of acquisitions/ disposals of credit card portfolios; for effects see code VUJG.

[d] 'Loans and investments' were previously called sterling commercial assets and broken down according to 'class'. See explanatory notes for further details.

[e] This series has been discontinued as at Q4 2007 following the transition of building societies' statistical reporting from the FSA to the Bank of England on 1 January 2008. Please see the new building societies' balance sheet in Monetary & Financial Statistics table B1.3.1 for further detail.

[f] Please note that the compilation and descriptions of some credit series have changed from publication of April 2015 data, as described in Bankstats, April 2015, 'Changes to the treatment of loan transfers and lending to housing associations', available at www.bankofengland.co.uk/statistics/Documents/ms/articles/art1apr15.pdf.

[g] Separate data for banks and building societies have been discontinued from Q1 2010 onwards. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/artjan10.pdf. (31 Mar 2010)

[h] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £15bn. The movement has been adjusted out of the flows for Q1 2010. For further details please see http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Mar 2010)

[i] Due to a restructuring of a reporting institution, amounts outstanding of lending by MFIs have fallen by £4bn, and amounts outstanding of lending by OSLs have increased by £4bn. This movement has been adjusted out of the flows for Q1 2010. (31 Mar 2010)

[j] Due to a population change during December 2010 there was a switch of credit card lending from the MFI sector to the other specialist lenders' sector. This movement has been adjusted out of the credit card lending flows data. Amounts outstanding and flows for total unsecured lending were not affected. (31 Dec 2010)

[k] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012 - 31 Mar 2012)

[l] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)

[m] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013 - 30 Sep 2013)

[n] Due to a change in the reporting population, the amounts outstanding increased by £2bn. The effect has been adjusted out of the flows for September 2014. (30 Sep 2014)