LPQBI2O

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Date Quarterly amounts outstanding of total (excluding the Student Loans Company) sterling net consumer credit lending to individuals (in sterling millions) seasonally adjusted
[a] [b] [c] [d] [e] [f] [g] [h]
LPQBI2O
31 Mar 10 183813
30 Jun 10 178824
30 Sep 10 175799
31 Dec 10 172603
31 Mar 11 168839
30 Jun 11 166145
30 Sep 11 163495
31 Dec 11 160583
31 Mar 12 159603
30 Jun 12 158175
30 Sep 12 157268
31 Dec 12 157045
31 Mar 13 156169
30 Jun 13 156419
30 Sep 13 158563
31 Dec 13 158383
31 Mar 14 160133
30 Jun 14 161087
30 Sep 14 165091
31 Dec 14 168937
31 Mar 15 172592
30 Jun 15 174493
30 Sep 15 176214
31 Dec 15 178847
31 Mar 16 183061
30 Jun 16 186252
30 Sep 16 189054
31 Dec 16 193205
31 Mar 17 197699
30 Jun 17 200908
30 Sep 17 204649
31 Dec 17 208732
31 Mar 18 211687
30 Jun 18 215233
30 Sep 18 217896
31 Dec 18 219072
31 Mar 19 220648
30 Jun 19 222049
30 Sep 19 224492
31 Dec 19 224301
31 Mar 20 221350
30 Jun 20 206682
30 Sep 20 206576
31 Dec 20 202170
31 Mar 21 198248
30 Jun 21 197326
30 Sep 21 198692
31 Dec 21 198421
31 Mar 22 200367
30 Jun 22 203175
30 Sep 22 205419
31 Dec 22 206766
31 Mar 23 211710
30 Jun 23 215227
30 Sep 23 218537
31 Dec 23 219345
31 Mar 24 223338
30 Jun 24 229618
30 Sep 24 232490

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Notes:

[a] Owing to the seasonal adjustment of this series, it may not equal the sum of its institutional breakdown. The residual can be found on the Bank's Interactive Database (LPQB5TF).

[b] The Office for National Statistics have recently completed a review of the Credit Grantors Survey and have re-examined the assumptions underlying this series. This has decreased the amount outstanding of credit card lending by £2bn and the amount outstanding of other unsecured lending by £8bn in Q1 2010. Flows of gross and net lending were not significantly affected. (31 Mar 2010)

[c] Due to changes to reporting of securitised loans, along with related liabilities, the amount outstanding of this series has increased by £9bn. The movement has been adjusted out of the flows for Q1 2010. For details, see the Monetary and Financial Statistics article http://www.bankofengland.co.uk/statistics/documents/ms/articles/art1feb10.pdf. (31 Mar 2010)

[d] The Office for National Statistics regularly reviews its reporters to the Credit Grantors Survey. Due to a change in the reporting population, the amount outstanding of unsecured credit in the months of 2011 has decreased by £0.5bn from the levels previously published. Of this credit card lending decreased by £0.4bn and other unsecured lending decreased by £0.1bn. These movements have been adjusted out of the lending flows from January 2011. (31 Mar 2011)

[e] Due to improvements in reporting at one institution, the amounts outstanding decreased by £2bn. This effect has been adjusted out of the flows for January 2012. (31 Jan 2012 - 31 Mar 2012)

[f] Due to a change in the reporting population, this series has increased by £0.5bn. The effect has been adjusted out of the flows for December 2012. (31 Dec 2012)

[g] Following a purchase of loans by one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for July 2013. (31 Jul 2013 - 30 Sep 2013)

[h] The Office for National Statistics transferred their collection of monthly consumer credit data by 'other specialist lenders' to the Bank of England in April 2024. The Bank of England began collecting these data on 'Form MC' and made initial amendments to the reporting population. The overall impact of these amendments has been broadly balanced, with only a slight increase in the amounts outstanding, and some changes to gross lending and repayments series for consumer credit. (30 Jun 2024)