LPMZ3TH

Notes:

[a] This MFI series was introduced with December 2013 data following the decision to cease publication of mutually owned monetary financial institutions series. These changes are described in Bankstats, December 2013, 'Changes to publication of data for mutually owned monetary financial institutions', available at www.bankofengland.co.uk/statistics/Documents/ms/articles/art1dec13.pdf (03 January 2014).

[b] Due to a reclassification of non interest-bearing deposits to interest-bearing deposits by one institution, the amounts outstanding increased by £5bn.  This effect has been adjusted out of the flows for January 2010. (31 Jan 2010)

[c] A change in the terms and conditions of some accounts at one banking group has led to a decrease in household interest-bearing deposits and a corresponding increase in household non interest-bearing deposits of around £14bn. This movement has been removed from the flows for October 2010. (31 Oct 2010)

[d] Due to a reclassification from sight deposits to ISAs by one institution, the amounts outstanding decreased by £2bn.  This effect has been adjusted out of the flows for February 2011. (28 Feb 2011)

[e] Due to a change in accounting treatment at one reporting institution, the amounts outstanding increased by £7bn. This effect has been adjusted out of the flows for June 2012. (30 Jun 2012)

[f] Due to product changes at one reporting institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for October 2013. (31 Oct 2013)

[g] Due to product changes, the amounts outstanding increased by £3bn. This effect has been adjusted out of the flows for December 2013. (31 Dec 2013)

[h] Due to improvements in reporting at one institution, the amounts outstanding increased by £8bn. This effect has been adjusted out of the flows for June 2015. (30 Jun 2015)

[i] Due to improvements in reporting at one institution, the amounts outstanding increased by £14bn. This effect has been adjusted out of the flows for May 2016. (31 May 2016)

[j] Due to improvements in reporting at one institution, the amounts outstanding increased by £43bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)

[k] Due to improvements in reporting at one institution, the amounts outstanding increased by £2bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)

[l] Due to improvements in reporting at one institution, the amounts outstanding decreased by £14bn. This effect has been adjusted out of the flows for January 2018. (31 Jan 2018)

[m] A change in Terms and Conditions provided by one institution led to the reclassification of certain interest-bearing sight deposits to non-interest-bearing deposits, the reclassification amount is £18bn. This effect has been adjusted out of the flows for June 2023. (30 Jun 2023)

[n] Due to data quality improvements by reporting institutions, there has been a reclassification of £44.1bn in interest-bearing deposits to non-interest bearing deposits. This effect has been adjusted out of the flows for November 2024. (30 Nov 2024)